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Happy new year!

It’s the last day of 2012. What a year! It’s been difficult for me, and many others around the world. As I reflect on 2012, I have to admit that, through all the hardships that this year dished out, it was frugality that helped in … Continue readingHappy new year!

Happy holidays!

‘Tis the season for overspending and overeating as we scramble at the last minute to get everything done. Perhaps it’s time to reflect on how we spend the holidays and learn to do more with less. Many of my blog posts to date have lead … Continue readingHappy holidays!